Power Your Play with Smart Fintech

Fixed APR from 5.95% to 12.99% with autopay

Check Rates

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+86 186 4796 5132

Checking your rate won't affect your credit score.

Easy & Secure

Safe & Confidential

Up to 3 Years

36-month promotional rate

Up to 100,000 USD

Cash or direct deposit!

100% Online

No branch visit needed!

Fast Funding

Within hours. Often faster!

Fund Your Next Tournament or Gear Upgrade

Struggling with credit card interest over 10%? Our low fixed rates can save you thousands. With predictable monthly payments, you can consolidate high-interest debt or fund a major purchase. The online application takes just minutes.

Stunning Repayment Flexibility
for Your Loan

Paying off your personal loans gets easy within our online dashboard.

  • Choose your preferred monthly payment

  • Increase your payment amount anytime

  • Make extra or early payments without fees

  • No fees, hidden or otherwise

WHY LoanOffer is the Smartest Choice?

No Fees. No Catch.

No origination fees or pre-payment penalties. What you see is what you get.

Serious Savings

Borrow from $5k-$100k at fixed rates that start at 5.95% APR (with AutoPay)

Community Benefits

If you lose your job, we’ll temporarily pause your payments and even assist you in finding a new job!

Easy Experience

Simple online application and access to live customer support 7 days a week.

Invest in your career

Pay off credit cards

Cover medical bills

Fund a move

Upgrade your home

Consolidate other high-rate loans

Compare Loan Options Instantly

Compare 极速电竞 Personal Loans

Lending Club
Interest rates from 4% to 15% per annum
  • 0.5% - 5%
  • Transparent fees, no surprises
  • Flexible trading cycles to fit your schedule
  • Customizable trade amounts for any strategy
  • Live tournament updates, real-time edge
Credit Cards
Yearly interest bracket: 3.2%–14%
  • 3.5% - 12%
  • Service fees clearly explained upfront
  • Instant-response trading mode
  • Flexible trade limits, easy adjustments
  • Financial products tailored for gamers
Explore Personal Loans
APR span: 2.8%–10.5% for qualified users
  • 1.5% - 8%
  • JISU APP: download and trade on the go
  • Diverse trading cycles for every pace
  • Trade sizes that match your ambition
  • Interactive entertainment, endless fun
JISU Esports
Annual rate range: 3.5%–12% depending on tier
  • Live match data fueling your next move
  • Esports-tailored financial products designed around you
  • JISU platform: stable, smooth, relentless
  • Tech-driven innovation at esports speed
  • A vibrant esports-finance ecosystem built to win
  • 24/7 support, 365 days a year

Fast application.
Fast process. So easy.

Apply for a decision in minutes.

  • Find Your Rate

    Get pre-approved online with no fees and no long-term obligations

  • Select Your Loan & Apply

    Choose the loan that fits you and complete your application.

  • Put your e-signature in
    and receive your money

    Sign your documents and funds will be immediately wired to your account.

How We Help People

With serious savings, a seamless online application, and unique community benefits, our members have a lot to say about our loans!

This has quite possibly been the best experience that I've had—easy application process, great rates, and great customer service.

Jane Stephens

New York

My LoanOffer personal loan will save me thousands of dollars in interest. The application process was fast and effortless.

Christopher Campbell

Minnesota

I know I’m making progress and LoanOffer has given me the freedom to invest that money in other assets.

Adam Devine

California

As opposed to credit cards’ variable rates – our loans have a fixed interest rate. This means on funding day 1 you’ll know your exact monthly payment schedule for the term of the loan!

As opposed to credit cards' variable rates - our loans have a fixed interest rate. This means on funding day 1 you'll know your exact monthly payment schedule for the term of the loan!

Welcome to our wonderful world. We sincerely hope that each and every user entering our website will find exactly what he/she is looking for. With advanced features of activating account and new login widgets, you will definitely have a great experience of using our web page.

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See what LoanOffer Can Offer
You in 2 Minutes

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